DOT Certification Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

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What is the minimum insurance requirement established for most commercial motor vehicles?

$500,000 for regular cargo

$750,000 for most companies

The minimum insurance requirement established for most commercial motor vehicles is $750,000. This threshold is primarily set by federal regulations to ensure that commercial vehicle operators have adequate financial protection in the event of an accident that involves bodily injury or property damage. This amount applies to a wide range of vehicles, especially those transporting non-hazardous materials.

While there are other amounts referenced in the choices, they typically apply to specific types of operations or vehicles. For instance, the higher amount of $1,000,000 mentioned is often applicable to certain hazardous materials transporters or specific larger operations, but it is not the general minimum requirement for all commercial vehicles. The $250,000 mentioned for light-duty trucks does not align with the broader insurance requirement for most commercial operations, which is why the $750,000 figure is recognized as the standard baseline across the board.

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$1,000,000 for all commercial vehicles

$250,000 for light-duty trucks

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